Convert REF to ZEN
Swap Ref Finance (REF) to Horizen (ZEN) at the best cross-chain rate. SwitchFi routes your REF → ZEN exchange across the top DEXs and bridges and settles straight from your wallet — non-custodial, no account, no sign-up.
REF to ZEN market data
| Metric | REF | ZEN |
|---|---|---|
| Price | $0.04809 | $7.10 |
| Market cap | $4.61M | $130.09M |
| 24h volume | $195 | $73.51M |
| 24h change | +11.09% | +9.55% |
| 7d change | +18.70% | +40.30% |
| 24h high / low | $0.04909 / $0.04334 | $8.05 / $6.52 |
| All-time high | $10.64 | $165.92 |
| Market cap rank | #1713 | #231 |
What is the REF to ZEN exchange rate?
At the current market price, 1 REF ≈ 0.00677347 ZEN, and 1 ZEN ≈ 147.6349 REF. The rate moves with the market; the exact amount you receive is quoted from live liquidity in your wallet before you sign.
Ref Finance is the smaller side of this pair — Horizen's market capitalisation of $130.09M is roughly 28× larger than Ref Finance's $4.61M. They currently rank #1713 and #231 among all cryptocurrencies. The last 24 hours put REF at +11.09% against +9.55% for ZEN — the REF/ZEN rate has moved in REF's favour. On a 7-day view the tape shows REF +18.70% and ZEN +40.30%. With $195 and $73.51M in respective daily volume, neither side of a REF→ZEN swap struggles for depth. Measured from record highs, REF is down 99.5% and ZEN is down 95.7%.
REF to ZEN converter & price calculator
Indicative, based on current market prices. Get a live quote in the swap.
REF / ZEN conversion tables
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Live quote, net of DEX/bridge/gas fees. The final amount is confirmed in your wallet at execution.
Indicative estimate — the exact amount is confirmed in your wallet at execution.
About Ref Finance and Horizen
Ref Finance (REF) ranks #1713 by market capitalisation at $4.61M. Compared with its $10.64 all-time peak, it currently trades 99.5% lower. Circulating supply stands at 96.00M REF. REF has moved +18.70% week-on-week and +24.10% over 30 days. Daily turnover comes to $195.
With a total market value of $130.09M, Horizen (ZEN) sits at #231 among all cryptocurrencies. The price sits 95.7% under the record high of $165.92. Supply-wise, 87% of the 21.00M ZEN maximum (18.33M ZEN) is on the market today. Over the last 7 days ZEN is +40.30%, and +77.80% across 30 days. Its 24-hour trading volume is $73.51M.
How to convert REF to ZEN
- 1 Enter the amount of REF you want to convert — the swap widget on this page is prefilled with the REF → ZEN pair.
- 2 Connect a compatible wallet: MetaMask, OKX, Trust Wallet, TokenPocket, TronLink, UniSat, Phantom and others.
- 3 Review the quoted route — the estimated and minimum amount of ZEN you will receive, plus network, DEX and bridge fees, are all shown before you sign.
- 4 Confirm the transaction in your wallet and track the swap on the My transactions page until the funds arrive.
Other options to exchange ZEN
Convert any other cryptocurrency from REF
REF to ZEN FAQ
What is the REF to ZEN exchange rate?
Right now 1 REF ≈ 0.00677347 ZEN (and 1 ZEN ≈ 147.6349 REF). Rates update continuously from live market data; the exact amount you receive is quoted in your wallet before you sign.
How to swap, exchange or convert REF to ZEN on SwitchFi?
Three steps: set the REF amount, connect your wallet, then approve the best quoted REF→ZEN route. Funds move wallet-to-wallet — SwitchFi never holds them.
Is the REF to ZEN swap instant?
If both assets live on the same chain the swap confirms within seconds. Cross-chain conversions add a few minutes of bridge confirmation time, with live status tracking throughout.
Are there fees to convert REF to ZEN?
The usual on-chain costs apply (network gas plus DEX/bridge fees), but they're disclosed inside the quote together with the minimum received. Nothing is charged for accounts or custody.
Do I need an account to exchange REF for ZEN?
No. SwitchFi is a non-custodial router — connect a compatible wallet and swap. No sign-up, no KYC to use the on-chain swap.
Market data by CoinGecko, cached server-side. Prices are informational — the exact swap rate is quoted at execution time.