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Coins / Ref Finance / REF → USDT
Ref Finance Tether

Convert REF to USDTon Ethereum

1 REF ≈ 0.04851983 USDT

Swap Ref Finance (REF) to Tether (USDT) on Ethereum at the best cross-chain rate. SwitchFi routes your REF → USDT exchange across the top DEXs and bridges and settles straight from your wallet — non-custodial, no account, no sign-up.

REF to USDT market data

Metric REF USDT · Ethereum
Price $0.04852 $1.00
Market cap $4.66M $183.42B
24h volume $116 $61.48B
24h change +15.98% +0.03%
7d change +24.20% +0.00%
24h high / low $0.04873 / $0.04166 $1.00 / $0.9998
All-time high $10.64 $1.32
Market cap rank #1681 #3

What is the REF to USDT exchange rate?

At the current market price, 1 REF ≈ 0.04851983 USDT, and 1 USDT ≈ 20.6101 REF. The rate moves with the market; the exact amount you receive is quoted from live liquidity in your wallet before you sign.

In size terms Ref Finance is the junior asset: it is valued at $4.66M against Tether's $183.42B, a gap of about 39380×. On the overall leaderboard they sit at #1681 and #3 respectively. Day-on-day, REF printed +15.98% and USDT printed +0.03%, meaning the exchange rate between them has moved in REF's favour. Zooming out to a week, REF has moved +24.20% while USDT has moved +0.00%. Liquidity is ample on both legs — REF trades $116 a day and USDT trades $61.48B — so conversions execute at market rates. Measured from record highs, REF is down 99.5% and USDT is down 24.4%.

REF to USDT converter & price calculator

Indicative, based on current market prices. Get a live quote in the swap.

REF / USDT conversion tables

REF to USDT
0.1 REF0.00485198 USDT
0.5 REF0.02425991 USDT
1 REF0.04851983 USDT
5 REF0.24259915 USDT
10 REF0.4851983 USDT
50 REF2.426 USDT
100 REF4.852 USDT
500 REF24.2599 USDT
1000 REF48.5198 USDT
USDT to REF
0.1 USDT2.061 REF
0.5 USDT10.3051 REF
1 USDT20.6101 REF
5 USDT103.0506 REF
10 USDT206.1013 REF
50 USDT1030.51 REF
100 USDT2061.01 REF
500 USDT10305.06 REF
1000 USDT20610.13 REF
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About Ref Finance and Tether

Ref Finance (REF) ranks #1681 by market capitalisation at $4.66M. Compared with its $10.64 all-time peak, it currently trades 99.5% lower. Circulating supply stands at 96.00M REF. REF has moved +24.20% week-on-week and +24.00% over 30 days. Daily turnover comes to $116.

Tether (USDT) ranks #3 by market capitalisation at $183.42B. It is trading 24.4% below its all-time high of $1.32. Circulating supply stands at 183.39B USDT. USDT has moved +0.00% week-on-week and +0.10% over 30 days. Around $61.48B of USDT changes hands every 24 hours.

How to convert REF to USDT

  1. 1 Enter the amount of REF you want to convert — the swap widget on this page is prefilled with the REF → USDT pair.
  2. 2 Connect a compatible wallet: MetaMask, OKX, Trust Wallet, TokenPocket, TronLink, UniSat, Phantom and others.
  3. 3 Review the quoted route — the estimated and minimum amount of USDT on Ethereum you will receive, plus network, DEX and bridge fees, are all shown before you sign.
  4. 4 Confirm the transaction in your wallet and track the swap on the My transactions page until the funds arrive.

Other options to exchange USDT

Bitcoin Tether BTC → USDTEthereum Bitcoin Ethereum Tether ETH → USDTEthereum Ethereum BNB Tether BNB → USDTEthereum BNB XRP Tether XRP → USDTEthereum XRP USDC Tether USDCEthereum → USDTEthereum USDC Solana Tether SOL → USDTEthereum Solana TRON Tether TRX → USDTEthereum TRON Figure Heloc Tether FIGR_HELOC → USDTEthereum Figure Heloc Hyperliquid Tether HYPE → USDTEthereum Hyperliquid Zcash Tether ZEC → USDTEthereum Zcash Dogecoin Tether DOGE → USDTEthereum Dogecoin Rain Tether RAIN → USDTEthereum Rain

Convert any other cryptocurrency from REF

Ref Finance Bitcoin REF → BTC Bitcoin Ref Finance Ethereum REF → ETH Ethereum Ref Finance BNB REF → BNB BNB Ref Finance XRP REF → XRP XRP Ref Finance USDC REF → USDCEthereum USDC Ref Finance Solana REF → SOL Solana Ref Finance TRON REF → TRX TRON Ref Finance Figure Heloc REF → FIGR_HELOC Figure Heloc Ref Finance Hyperliquid REF → HYPE Hyperliquid Ref Finance Zcash REF → ZEC Zcash Ref Finance Dogecoin REF → DOGE Dogecoin Ref Finance Rain REF → RAIN Rain

REF to USDT FAQ

What is the REF to USDT exchange rate?

At current prices one REF converts to about 0.04851983 USDT, and one USDT to about 20.6101 REF. The figure tracks the market in real time — the binding rate is the one quoted at execution.

How to swap, exchange or convert REF to USDT on SwitchFi?

Three steps: set the REF amount, connect your wallet, then approve the best quoted REF→USDT route. Funds move wallet-to-wallet — SwitchFi never holds them.

Is the REF to USDT swap instant?

If both assets live on the same chain the swap confirms within seconds. Cross-chain conversions add a few minutes of bridge confirmation time, with live status tracking throughout.

Are there fees to convert REF to USDT?

The usual on-chain costs apply (network gas plus DEX/bridge fees), but they're disclosed inside the quote together with the minimum received. Nothing is charged for accounts or custody.

Do I need an account to exchange REF for USDT?

No. SwitchFi is a non-custodial router — connect a compatible wallet and swap. No sign-up, no KYC to use the on-chain swap.

Market data by CoinGecko, cached server-side. Prices are informational — the exact swap rate is quoted at execution time.