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Coins / Ref Finance / REF → ZEC
Ref Finance Zcash

Convert REF to ZEC

1 REF ≈ 0.00004787 ZEC

Swap Ref Finance (REF) to Zcash (ZEC) at the best cross-chain rate. SwitchFi routes your REF → ZEC exchange across the top DEXs and bridges and settles straight from your wallet — non-custodial, no account, no sign-up.

REF to ZEC market data

Metric REF ZEC
Price $0.04867 $1,017
Market cap $4.67M $17.18B
24h volume $116 $1.29B
24h change +16.34% +7.01%
7d change +24.20% +26.80%
24h high / low $0.04873 / $0.04166 $1,046 / $957.87
All-time high $10.64 $3,192
Market cap rank #1680 #11

What is the REF to ZEC exchange rate?

At the current market price, 1 REF ≈ 0.00004787 ZEC, and 1 ZEC ≈ 20888.48 REF. The rate moves with the market; the exact amount you receive is quoted from live liquidity in your wallet before you sign.

Zcash carries the larger market value of the two — $17.18B versus $4.67M for Ref Finance. On the overall leaderboard they sit at #1680 and #11 respectively. Over the past 24 hours REF is +16.34% while ZEC is +7.01%, so the REF/ZEC rate has moved in REF's favour. Across the last 7 days the comparison reads +24.20% for REF versus +26.80% for ZEC. Daily turnover runs at $116 for REF and $1.29B for ZEC, so routed swaps between the two settle at market rates without moving the price. REF currently trades 99.5% below its all-time high, while ZEC sits 68.1% under its own peak.

REF to ZEC converter & price calculator

Indicative, based on current market prices. Get a live quote in the swap.

REF / ZEC conversion tables

REF to ZEC
0.1 REF0.000004787 ZEC
0.5 REF0.00002394 ZEC
1 REF0.00004787 ZEC
5 REF0.00023937 ZEC
10 REF0.00047873 ZEC
50 REF0.00239366 ZEC
100 REF0.00478733 ZEC
500 REF0.02393664 ZEC
1000 REF0.04787327 ZEC
ZEC to REF
0.1 ZEC2088.85 REF
0.5 ZEC10444.24 REF
1 ZEC20888.48 REF
5 ZEC104442.42 REF
10 ZEC208884.83 REF
50 ZEC1044424.16 REF
100 ZEC2088848.33 REF
500 ZEC10444241.63 REF
1000 ZEC20888483.26 REF
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Indicative estimate — the exact amount is confirmed in your wallet at execution.

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About Ref Finance and Zcash

Ref Finance (REF) ranks #1680 by market capitalisation at $4.67M. Compared with its $10.64 all-time peak, it currently trades 99.5% lower. Circulating supply stands at 96.00M REF. REF has moved +24.20% week-on-week and +24.00% over 30 days. Daily turnover comes to $116.

With a total market value of $17.18B, Zcash (ZEC) sits at #11 among all cryptocurrencies. Compared with its $3,192 all-time peak, it currently trades 68.1% lower. 16.91M ZEC is circulating out of a hard cap of 21.00M ZEC — about 81% of the eventual supply. Over the last 7 days ZEC is +26.80%, and +98.60% across 30 days. Daily turnover comes to $1.29B.

How to convert REF to ZEC

  1. 1 Enter the amount of REF you want to convert — the swap widget on this page is prefilled with the REF → ZEC pair.
  2. 2 Connect a compatible wallet: MetaMask, OKX, Trust Wallet, TokenPocket, TronLink, UniSat, Phantom and others.
  3. 3 Review the quoted route — the estimated and minimum amount of ZEC you will receive, plus network, DEX and bridge fees, are all shown before you sign.
  4. 4 Confirm the transaction in your wallet and track the swap on the My transactions page until the funds arrive.

Other options to exchange ZEC

Bitcoin Zcash BTC → ZEC Bitcoin Ethereum Zcash ETH → ZEC Ethereum Tether Zcash USDTEthereum → ZEC Tether BNB Zcash BNB → ZEC BNB XRP Zcash XRP → ZEC XRP USDC Zcash USDCEthereum → ZEC USDC Solana Zcash SOL → ZEC Solana TRON Zcash TRX → ZEC TRON Figure Heloc Zcash FIGR_HELOC → ZEC Figure Heloc Hyperliquid Zcash HYPE → ZEC Hyperliquid Dogecoin Zcash DOGE → ZEC Dogecoin Rain Zcash RAIN → ZEC Rain

Convert any other cryptocurrency from REF

Ref Finance Bitcoin REF → BTC Bitcoin Ref Finance Ethereum REF → ETH Ethereum Ref Finance Tether REF → USDTEthereum Tether Ref Finance BNB REF → BNB BNB Ref Finance XRP REF → XRP XRP Ref Finance USDC REF → USDCEthereum USDC Ref Finance Solana REF → SOL Solana Ref Finance TRON REF → TRX TRON Ref Finance Figure Heloc REF → FIGR_HELOC Figure Heloc Ref Finance Hyperliquid REF → HYPE Hyperliquid Ref Finance Dogecoin REF → DOGE Dogecoin Ref Finance Rain REF → RAIN Rain

REF to ZEC FAQ

What is the REF to ZEC exchange rate?

At current prices one REF converts to about 0.00004787 ZEC, and one ZEC to about 20888.48 REF. The figure tracks the market in real time — the binding rate is the one quoted at execution.

How to swap, exchange or convert REF to ZEC on SwitchFi?

Three steps: set the REF amount, connect your wallet, then approve the best quoted REF→ZEC route. Funds move wallet-to-wallet — SwitchFi never holds them.

Is the REF to ZEC swap instant?

Speed depends on the route: same-chain trades are near-instant, while bridged cross-chain paths usually complete in a few minutes. Progress is trackable the whole way.

Are there fees to convert REF to ZEC?

SwitchFi shows the network, DEX and bridge fees up front in the quote. You always see the minimum you'll receive before confirming — there are no hidden custody fees because you never give up control of your funds.

Do I need an account to exchange REF for ZEC?

No account is needed. You connect a wallet, approve the swap and receive the funds directly — there is no registration or KYC step for on-chain swaps.

Market data by CoinGecko, cached server-side. Prices are informational — the exact swap rate is quoted at execution time.