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Coins / Ref Finance / REF → USDAI
Ref Finance USDai

Convert REF to USDAIon Ethereum

1 REF ≈ 0.050654 USDAI

Swap Ref Finance (REF) to USDai (USDAI) on Ethereum at the best cross-chain rate. SwitchFi routes your REF → USDAI exchange across the top DEXs and bridges and settles straight from your wallet — non-custodial, no account, no sign-up.

REF to USDAI market data

Metric REF USDAI · Ethereum
Price $0.05065 $1.00
Market cap $4.86M $282.99M
24h volume $63 $1.04M
24h change +4.57% -0.03%
7d change +23.10% +0.00%
24h high / low $0.05183 / $0.0467 $1.00 / $1.00
All-time high $10.64 $1.19
Market cap rank #1677 #144

What is the REF to USDAI exchange rate?

At the current market price, 1 REF ≈ 0.050654 USDAI, and 1 USDAI ≈ 19.7418 REF. The rate moves with the market; the exact amount you receive is quoted from live liquidity in your wallet before you sign.

USDai carries the larger market value of the two — $282.99M versus $4.86M for Ref Finance. They currently rank #1677 and #144 among all cryptocurrencies. Day-on-day, REF printed +4.57% and USDAI printed -0.03%, meaning the exchange rate between them has moved in REF's favour. On a 7-day view the tape shows REF +23.10% and USDAI +0.00%. Liquidity is ample on both legs — REF trades $63 a day and USDAI trades $1.04M — so conversions execute at market rates. Measured from record highs, REF is down 99.5% and USDAI is down 15.8%.

REF to USDAI converter & price calculator

Indicative, based on current market prices. Get a live quote in the swap.

REF / USDAI conversion tables

REF to USDAI
0.1 REF0.0050654 USDAI
0.5 REF0.025327 USDAI
1 REF0.050654 USDAI
5 REF0.25327 USDAI
10 REF0.50654 USDAI
50 REF2.5327 USDAI
100 REF5.0654 USDAI
500 REF25.327 USDAI
1000 REF50.654 USDAI
USDAI to REF
0.1 USDAI1.9742 REF
0.5 USDAI9.8709 REF
1 USDAI19.7418 REF
5 USDAI98.7089 REF
10 USDAI197.4178 REF
50 USDAI987.0889 REF
100 USDAI1974.18 REF
500 USDAI9870.89 REF
1000 USDAI19741.78 REF
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About Ref Finance and USDai

Ref Finance (REF) ranks #1677 by market capitalisation at $4.86M. Compared with its $10.64 all-time peak, it currently trades 99.5% lower. Circulating supply stands at 96.00M REF. REF has moved +23.10% week-on-week and +35.50% over 30 days. Daily turnover comes to $63.

With a total market value of $282.99M, USDai (USDAI) sits at #144 among all cryptocurrencies. Compared with its $1.19 all-time peak, it currently trades 15.8% lower. Circulating supply stands at 282.94M USDAI. Over the last 7 days USDAI is +0.00%, and +0.00% across 30 days. Daily turnover comes to $1.04M.

How to convert REF to USDAI

  1. 1 Enter the amount of REF you want to convert — the swap widget on this page is prefilled with the REF → USDAI pair.
  2. 2 Connect a compatible wallet: MetaMask, OKX, Trust Wallet, TokenPocket, TronLink, UniSat, Phantom and others.
  3. 3 Review the quoted route — the estimated and minimum amount of USDAI on Ethereum you will receive, plus network, DEX and bridge fees, are all shown before you sign.
  4. 4 Confirm the transaction in your wallet and track the swap on the My transactions page until the funds arrive.

Other options to exchange USDAI

Bitcoin USDai BTC → USDAIEthereum Bitcoin Ethereum USDai ETH → USDAIEthereum Ethereum Tether USDai USDTEthereum → USDAIEthereum Tether BNB USDai BNB → USDAIEthereum BNB XRP USDai XRP → USDAIEthereum XRP USDC USDai USDCEthereum → USDAIEthereum USDC Solana USDai SOL → USDAIEthereum Solana TRON USDai TRX → USDAIEthereum TRON Figure Heloc USDai FIGR_HELOC → USDAIEthereum Figure Heloc Zcash USDai ZEC → USDAIEthereum Zcash Hyperliquid USDai HYPE → USDAIEthereum Hyperliquid Dogecoin USDai DOGE → USDAIEthereum Dogecoin

Convert any other cryptocurrency from REF

Ref Finance Bitcoin REF → BTC Bitcoin Ref Finance Ethereum REF → ETH Ethereum Ref Finance Tether REF → USDTEthereum Tether Ref Finance BNB REF → BNB BNB Ref Finance XRP REF → XRP XRP Ref Finance USDC REF → USDCEthereum USDC Ref Finance Solana REF → SOL Solana Ref Finance TRON REF → TRX TRON Ref Finance Figure Heloc REF → FIGR_HELOC Figure Heloc Ref Finance Zcash REF → ZEC Zcash Ref Finance Hyperliquid REF → HYPE Hyperliquid Ref Finance Dogecoin REF → DOGE Dogecoin

REF to USDAI FAQ

What is the REF to USDAI exchange rate?

1 REF is worth roughly 0.050654 USDAI at the moment (inverted: 1 USDAI ≈ 19.7418 REF). This moves with the market; your wallet shows the exact executable amount before signing.

How to swap, exchange or convert REF to USDAI on SwitchFi?

Three steps: set the REF amount, connect your wallet, then approve the best quoted REF→USDAI route. Funds move wallet-to-wallet — SwitchFi never holds them.

Is the REF to USDAI swap instant?

Speed depends on the route: same-chain trades are near-instant, while bridged cross-chain paths usually complete in a few minutes. Progress is trackable the whole way.

Are there fees to convert REF to USDAI?

The usual on-chain costs apply (network gas plus DEX/bridge fees), but they're disclosed inside the quote together with the minimum received. Nothing is charged for accounts or custody.

Do I need an account to exchange REF for USDAI?

No. SwitchFi is a non-custodial router — connect a compatible wallet and swap. No sign-up, no KYC to use the on-chain swap.

Market data by CoinGecko, cached server-side. Prices are informational — the exact swap rate is quoted at execution time.