Convert REF to USAT
Swap Ref Finance (REF) to USAT (USAT) at the best cross-chain rate. SwitchFi routes your REF → USAT exchange across the top DEXs and bridges and settles straight from your wallet — non-custodial, no account, no sign-up.
REF to USAT market data
| Metric | REF | USAT |
|---|---|---|
| Price | $0.04792 | $0.9993 |
| Market cap | $4.60M | $184.19M |
| 24h volume | $110 | $304,483 |
| 24h change | +1.80% | -0.02% |
| 7d change | +18.40% | +0.00% |
| 24h high / low | $0.04909 / $0.0467 | $0.9999 / $0.9992 |
| All-time high | $10.64 | $1.00 |
| Market cap rank | #1708 | #185 |
What is the REF to USAT exchange rate?
At the current market price, 1 REF ≈ 0.04795215 USAT, and 1 USAT ≈ 20.8541 REF. The rate moves with the market; the exact amount you receive is quoted from live liquidity in your wallet before you sign.
USAT carries the larger market value of the two — $184.19M versus $4.60M for Ref Finance. They currently rank #1708 and #185 among all cryptocurrencies. Over the past 24 hours REF is +1.80% while USAT is -0.02%, so the REF/USAT rate has moved in REF's favour. Zooming out to a week, REF has moved +18.40% while USAT has moved +0.00%. Daily turnover runs at $110 for REF and $304,483 for USAT, so routed swaps between the two settle at market rates without moving the price.
REF to USAT converter & price calculator
Indicative, based on current market prices. Get a live quote in the swap.
REF / USAT conversion tables
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Live quote, net of DEX/bridge/gas fees. The final amount is confirmed in your wallet at execution.
Indicative estimate — the exact amount is confirmed in your wallet at execution.
About Ref Finance and USAT
Ref Finance (REF) ranks #1708 by market capitalisation at $4.60M. Compared with its $10.64 all-time peak, it currently trades 99.5% lower. Circulating supply stands at 96.00M REF. REF has moved +18.40% week-on-week and +27.80% over 30 days. Daily turnover comes to $110.
USAT (USAT) is the #185 cryptocurrency by market cap, worth $184.19M in aggregate. It is trading close to its all-time high of $1.00. There are currently 184.32M USAT in circulation. Over the last 7 days USAT is +0.00%, and +0.10% across 30 days. Around $304,483 of USAT changes hands every 24 hours.
How to convert REF to USAT
- 1 Enter the amount of REF you want to convert — the swap widget on this page is prefilled with the REF → USAT pair.
- 2 Connect a compatible wallet: MetaMask, OKX, Trust Wallet, TokenPocket, TronLink, UniSat, Phantom and others.
- 3 Review the quoted route — the estimated and minimum amount of USAT you will receive, plus network, DEX and bridge fees, are all shown before you sign.
- 4 Confirm the transaction in your wallet and track the swap on the My transactions page until the funds arrive.
Other options to exchange USAT
Convert any other cryptocurrency from REF
REF to USAT FAQ
What is the REF to USAT exchange rate?
1 REF is worth roughly 0.04795215 USAT at the moment (inverted: 1 USAT ≈ 20.8541 REF). This moves with the market; your wallet shows the exact executable amount before signing.
How to swap, exchange or convert REF to USAT on SwitchFi?
Type in how much REF you're converting, connect a wallet, check the quoted REF→USAT route and confirm in the wallet. The router compares DEX and bridge paths and settles without ever taking custody.
Is the REF to USAT swap instant?
Speed depends on the route: same-chain trades are near-instant, while bridged cross-chain paths usually complete in a few minutes. Progress is trackable the whole way.
Are there fees to convert REF to USAT?
All costs — gas, DEX fees and any bridge fee — are included in the quote before you sign, along with the guaranteed minimum you'll receive. There are no account or custody charges.
Do I need an account to exchange REF for USAT?
No account is needed. You connect a wallet, approve the swap and receive the funds directly — there is no registration or KYC step for on-chain swaps.
Market data by CoinGecko, cached server-side. Prices are informational — the exact swap rate is quoted at execution time.