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Coins / Ref Finance / REF → U
Ref Finance United Stables

Convert REF to Uon Ethereum

1 REF ≈ 0.0469646 U

Swap Ref Finance (REF) to United Stables (U) on Ethereum at the best cross-chain rate. SwitchFi routes your REF → U exchange across the top DEXs and bridges and settles straight from your wallet — non-custodial, no account, no sign-up.

REF to U market data

Metric REF U · Ethereum
Price $0.04693 $0.9992
Market cap $4.50M $1.28B
24h volume $190 $107.80M
24h change +12.65% +0.01%
7d change +22.70% +0.00%
24h high / low $0.04909 / $0.04166 $0.9997 / $0.9991
All-time high $10.64 $1.01
Market cap rank #1721 #65

What is the REF to U exchange rate?

At the current market price, 1 REF ≈ 0.0469646 U, and 1 U ≈ 21.2926 REF. The rate moves with the market; the exact amount you receive is quoted from live liquidity in your wallet before you sign.

Ref Finance is the smaller side of this pair — United Stables's market capitalisation of $1.28B is roughly 283× larger than Ref Finance's $4.50M. On the overall leaderboard they sit at #1721 and #65 respectively. Over the past 24 hours REF is +12.65% while U is +0.01%, so the REF/U rate has moved in REF's favour. Zooming out to a week, REF has moved +22.70% while U has moved +0.00%. With $190 and $107.80M in respective daily volume, neither side of a REF→U swap struggles for depth.

REF to U converter & price calculator

Indicative, based on current market prices. Get a live quote in the swap.

REF / U conversion tables

REF to U
0.1 REF0.00469646 U
0.5 REF0.0234823 U
1 REF0.0469646 U
5 REF0.23482299 U
10 REF0.46964597 U
50 REF2.3482 U
100 REF4.6965 U
500 REF23.4823 U
1000 REF46.9646 U
U to REF
0.1 U2.1293 REF
0.5 U10.6463 REF
1 U21.2926 REF
5 U106.4632 REF
10 U212.9263 REF
50 U1064.63 REF
100 U2129.26 REF
500 U10646.32 REF
1000 U21292.63 REF
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About Ref Finance and United Stables

Ref Finance (REF) ranks #1721 by market capitalisation at $4.50M. Compared with its $10.64 all-time peak, it currently trades 99.6% lower. Circulating supply stands at 96.00M REF. REF has moved +22.70% week-on-week and +24.70% over 30 days. Daily turnover comes to $190.

With a total market value of $1.28B, United Stables (U) sits at #65 among all cryptocurrencies. The price is hovering near its record high of $1.01. Circulating supply stands at 1.28B U. Over the last 7 days U is +0.00%, and +0.00% across 30 days. Around $107.80M of U changes hands every 24 hours.

How to convert REF to U

  1. 1 Enter the amount of REF you want to convert — the swap widget on this page is prefilled with the REF → U pair.
  2. 2 Connect a compatible wallet: MetaMask, OKX, Trust Wallet, TokenPocket, TronLink, UniSat, Phantom and others.
  3. 3 Review the quoted route — the estimated and minimum amount of U on Ethereum you will receive, plus network, DEX and bridge fees, are all shown before you sign.
  4. 4 Confirm the transaction in your wallet and track the swap on the My transactions page until the funds arrive.

Other options to exchange U

Bitcoin United Stables BTC → UEthereum Bitcoin Ethereum United Stables ETH → UEthereum Ethereum Tether United Stables USDTEthereum → UEthereum Tether BNB United Stables BNB → UEthereum BNB XRP United Stables XRP → UEthereum XRP USDC United Stables USDCEthereum → UEthereum USDC Solana United Stables SOL → UEthereum Solana TRON United Stables TRX → UEthereum TRON Figure Heloc United Stables FIGR_HELOC → UEthereum Figure Heloc Hyperliquid United Stables HYPE → UEthereum Hyperliquid Zcash United Stables ZEC → UEthereum Zcash Dogecoin United Stables DOGE → UEthereum Dogecoin

Convert any other cryptocurrency from REF

Ref Finance Bitcoin REF → BTC Bitcoin Ref Finance Ethereum REF → ETH Ethereum Ref Finance Tether REF → USDTEthereum Tether Ref Finance BNB REF → BNB BNB Ref Finance XRP REF → XRP XRP Ref Finance USDC REF → USDCEthereum USDC Ref Finance Solana REF → SOL Solana Ref Finance TRON REF → TRX TRON Ref Finance Figure Heloc REF → FIGR_HELOC Figure Heloc Ref Finance Hyperliquid REF → HYPE Hyperliquid Ref Finance Zcash REF → ZEC Zcash Ref Finance Dogecoin REF → DOGE Dogecoin

REF to U FAQ

What is the REF to U exchange rate?

Right now 1 REF ≈ 0.0469646 U (and 1 U ≈ 21.2926 REF). Rates update continuously from live market data; the exact amount you receive is quoted in your wallet before you sign.

How to swap, exchange or convert REF to U on SwitchFi?

Enter the amount of REF you want to pay, connect your wallet, review the quote and confirm. SwitchFi routes the swap across DEXs and bridges to the best REF→U path — non-custodial, straight from your wallet.

Is the REF to U swap instant?

Same-chain swaps settle in seconds; cross-chain routes typically take a few minutes while the bridge confirms on both sides. You can track live status until the funds land.

Are there fees to convert REF to U?

The usual on-chain costs apply (network gas plus DEX/bridge fees), but they're disclosed inside the quote together with the minimum received. Nothing is charged for accounts or custody.

Do I need an account to exchange REF for U?

No. SwitchFi is a non-custodial router — connect a compatible wallet and swap. No sign-up, no KYC to use the on-chain swap.

Market data by CoinGecko, cached server-side. Prices are informational — the exact swap rate is quoted at execution time.