Convert REF to UPon Ethereum
Swap Ref Finance (REF) to Unitas (UP) on Ethereum at the best cross-chain rate. SwitchFi routes your REF → UP exchange across the top DEXs and bridges and settles straight from your wallet — non-custodial, no account, no sign-up.
REF to UP market data
| Metric | REF | UP · Ethereum |
|---|---|---|
| Price | $0.04772 | $0.5105 |
| Market cap | $4.58M | $110.24M |
| 24h volume | $193 | $9.35M |
| 24h change | +12.96% | +8.33% |
| 7d change | +26.40% | +7.30% |
| 24h high / low | $0.04909 / $0.04166 | $0.5136 / $0.4654 |
| All-time high | $10.64 | $0.5226 |
| Market cap rank | #1700 | #259 |
What is the REF to UP exchange rate?
At the current market price, 1 REF ≈ 0.09348331 UP, and 1 UP ≈ 10.6971 REF. The rate moves with the market; the exact amount you receive is quoted from live liquidity in your wallet before you sign.
Ref Finance is the smaller side of this pair — Unitas's market capitalisation of $110.24M is roughly 24× larger than Ref Finance's $4.58M. On the overall leaderboard they sit at #1700 and #259 respectively. The last 24 hours put REF at +12.96% against +8.33% for UP — the REF/UP rate has moved in REF's favour. Zooming out to a week, REF has moved +26.40% while UP has moved +7.30%. Liquidity is ample on both legs — REF trades $193 a day and UP trades $9.35M — so conversions execute at market rates. Measured from record highs, REF is down 99.6% and UP is down 2.3%.
REF to UP converter & price calculator
Indicative, based on current market prices. Get a live quote in the swap.
REF / UP conversion tables
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Live quote, net of DEX/bridge/gas fees. The final amount is confirmed in your wallet at execution.
Indicative estimate — the exact amount is confirmed in your wallet at execution.
About Ref Finance and Unitas
Ref Finance (REF) ranks #1700 by market capitalisation at $4.58M. Compared with its $10.64 all-time peak, it currently trades 99.6% lower. Circulating supply stands at 96.00M REF. REF has moved +26.40% week-on-week and +28.40% over 30 days. Daily turnover comes to $193.
With a total market value of $110.24M, Unitas (UP) sits at #259 among all cryptocurrencies. It is trading 2.3% below its all-time high of $0.5226. 216.00M UP is circulating out of a hard cap of 1.00B UP — about 22% of the eventual supply. UP has moved +7.30% week-on-week and +49.30% over 30 days. Around $9.35M of UP changes hands every 24 hours.
How to convert REF to UP
- 1 Enter the amount of REF you want to convert — the swap widget on this page is prefilled with the REF → UP pair.
- 2 Connect a compatible wallet: MetaMask, OKX, Trust Wallet, TokenPocket, TronLink, UniSat, Phantom and others.
- 3 Review the quoted route — the estimated and minimum amount of UP on Ethereum you will receive, plus network, DEX and bridge fees, are all shown before you sign.
- 4 Confirm the transaction in your wallet and track the swap on the My transactions page until the funds arrive.
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Convert any other cryptocurrency from REF
REF to UP FAQ
What is the REF to UP exchange rate?
At current prices one REF converts to about 0.09348331 UP, and one UP to about 10.6971 REF. The figure tracks the market in real time — the binding rate is the one quoted at execution.
How to swap, exchange or convert REF to UP on SwitchFi?
Type in how much REF you're converting, connect a wallet, check the quoted REF→UP route and confirm in the wallet. The router compares DEX and bridge paths and settles without ever taking custody.
Is the REF to UP swap instant?
Same-chain swaps settle in seconds; cross-chain routes typically take a few minutes while the bridge confirms on both sides. You can track live status until the funds land.
Are there fees to convert REF to UP?
All costs — gas, DEX fees and any bridge fee — are included in the quote before you sign, along with the guaranteed minimum you'll receive. There are no account or custody charges.
Do I need an account to exchange REF for UP?
No. SwitchFi is a non-custodial router — connect a compatible wallet and swap. No sign-up, no KYC to use the on-chain swap.
Market data by CoinGecko, cached server-side. Prices are informational — the exact swap rate is quoted at execution time.