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Coins / Ref Finance / REF → THBILL
Ref Finance Theo Short Duration US Treasury Fund

Convert REF to THBILLon Ethereum

1 REF ≈ 0.04591765 THBILL

Swap Ref Finance (REF) to Theo Short Duration US Treasury Fund (THBILL) on Ethereum at the best cross-chain rate. SwitchFi routes your REF → THBILL exchange across the top DEXs and bridges and settles straight from your wallet — non-custodial, no account, no sign-up.

REF to THBILL market data

Metric REF THBILL · Ethereum
Price $0.0467 $1.02
Market cap $4.48M $117.83M
24h volume $191 $45,438
24h change +10.92% +0.01%
7d change +17.80% +0.00%
24h high / low $0.04909 / $0.04281 $1.02 / $1.02
All-time high $10.64 $1.11
Market cap rank #1729 #245

What is the REF to THBILL exchange rate?

At the current market price, 1 REF ≈ 0.04591765 THBILL, and 1 THBILL ≈ 21.7781 REF. The rate moves with the market; the exact amount you receive is quoted from live liquidity in your wallet before you sign.

Ref Finance is the smaller side of this pair — Theo Short Duration US Treasury Fund's market capitalisation of $117.83M is roughly 26× larger than Ref Finance's $4.48M. They currently rank #1729 and #245 among all cryptocurrencies. The last 24 hours put REF at +10.92% against +0.01% for THBILL — the REF/THBILL rate has moved in REF's favour. Zooming out to a week, REF has moved +17.80% while THBILL has moved +0.00%. Liquidity is ample on both legs — REF trades $191 a day and THBILL trades $45,438 — so conversions execute at market rates. REF currently trades 99.6% below its all-time high, while THBILL sits 8.5% under its own peak.

REF to THBILL converter & price calculator

Indicative, based on current market prices. Get a live quote in the swap.

REF / THBILL conversion tables

REF to THBILL
0.1 REF0.00459176 THBILL
0.5 REF0.02295882 THBILL
1 REF0.04591765 THBILL
5 REF0.22958825 THBILL
10 REF0.4591765 THBILL
50 REF2.2959 THBILL
100 REF4.5918 THBILL
500 REF22.9588 THBILL
1000 REF45.9176 THBILL
THBILL to REF
0.1 THBILL2.1778 REF
0.5 THBILL10.8891 REF
1 THBILL21.7781 REF
5 THBILL108.8906 REF
10 THBILL217.7812 REF
50 THBILL1088.91 REF
100 THBILL2177.81 REF
500 THBILL10889.06 REF
1000 THBILL21778.12 REF
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About Ref Finance and Theo Short Duration US Treasury Fund

Ref Finance (REF) ranks #1729 by market capitalisation at $4.48M. Compared with its $10.64 all-time peak, it currently trades 99.6% lower. Circulating supply stands at 96.00M REF. REF has moved +17.80% week-on-week and +22.70% over 30 days. Daily turnover comes to $191.

Theo Short Duration US Treasury Fund (THBILL) is the #245 cryptocurrency by market cap, worth $117.83M in aggregate. It is trading 8.5% below its all-time high of $1.11. There are currently 115.84M THBILL in circulation. Recent performance reads +0.00% over 7 days and -0.10% over the past month for THBILL. Daily turnover comes to $45,438.

How to convert REF to THBILL

  1. 1 Enter the amount of REF you want to convert — the swap widget on this page is prefilled with the REF → THBILL pair.
  2. 2 Connect a compatible wallet: MetaMask, OKX, Trust Wallet, TokenPocket, TronLink, UniSat, Phantom and others.
  3. 3 Review the quoted route — the estimated and minimum amount of THBILL on Ethereum you will receive, plus network, DEX and bridge fees, are all shown before you sign.
  4. 4 Confirm the transaction in your wallet and track the swap on the My transactions page until the funds arrive.

Other options to exchange THBILL

Bitcoin Theo Short Duration US Treasury Fund BTC → THBILLEthereum Bitcoin Ethereum Theo Short Duration US Treasury Fund ETH → THBILLEthereum Ethereum Tether Theo Short Duration US Treasury Fund USDTEthereum → THBILLEthereum Tether BNB Theo Short Duration US Treasury Fund BNB → THBILLEthereum BNB XRP Theo Short Duration US Treasury Fund XRP → THBILLEthereum XRP USDC Theo Short Duration US Treasury Fund USDCEthereum → THBILLEthereum USDC Solana Theo Short Duration US Treasury Fund SOL → THBILLEthereum Solana TRON Theo Short Duration US Treasury Fund TRX → THBILLEthereum TRON Figure Heloc Theo Short Duration US Treasury Fund FIGR_HELOC → THBILLEthereum Figure Heloc Hyperliquid Theo Short Duration US Treasury Fund HYPE → THBILLEthereum Hyperliquid Zcash Theo Short Duration US Treasury Fund ZEC → THBILLEthereum Zcash Dogecoin Theo Short Duration US Treasury Fund DOGE → THBILLEthereum Dogecoin

Convert any other cryptocurrency from REF

Ref Finance Bitcoin REF → BTC Bitcoin Ref Finance Ethereum REF → ETH Ethereum Ref Finance Tether REF → USDTEthereum Tether Ref Finance BNB REF → BNB BNB Ref Finance XRP REF → XRP XRP Ref Finance USDC REF → USDCEthereum USDC Ref Finance Solana REF → SOL Solana Ref Finance TRON REF → TRX TRON Ref Finance Figure Heloc REF → FIGR_HELOC Figure Heloc Ref Finance Hyperliquid REF → HYPE Hyperliquid Ref Finance Zcash REF → ZEC Zcash Ref Finance Dogecoin REF → DOGE Dogecoin

REF to THBILL FAQ

What is the REF to THBILL exchange rate?

At current prices one REF converts to about 0.04591765 THBILL, and one THBILL to about 21.7781 REF. The figure tracks the market in real time — the binding rate is the one quoted at execution.

How to swap, exchange or convert REF to THBILL on SwitchFi?

Three steps: set the REF amount, connect your wallet, then approve the best quoted REF→THBILL route. Funds move wallet-to-wallet — SwitchFi never holds them.

Is the REF to THBILL swap instant?

If both assets live on the same chain the swap confirms within seconds. Cross-chain conversions add a few minutes of bridge confirmation time, with live status tracking throughout.

Are there fees to convert REF to THBILL?

All costs — gas, DEX fees and any bridge fee — are included in the quote before you sign, along with the guaranteed minimum you'll receive. There are no account or custody charges.

Do I need an account to exchange REF for THBILL?

No account is needed. You connect a wallet, approve the swap and receive the funds directly — there is no registration or KYC step for on-chain swaps.

Market data by CoinGecko, cached server-side. Prices are informational — the exact swap rate is quoted at execution time.