Convert REF to XTZ
Swap Ref Finance (REF) to Tezos (XTZ) at the best cross-chain rate. SwitchFi routes your REF → XTZ exchange across the top DEXs and bridges and settles straight from your wallet — non-custodial, no account, no sign-up.
REF to XTZ market data
| Metric | REF | XTZ |
|---|---|---|
| Price | $0.05039 | $0.2367 |
| Market cap | $4.84M | $259.19M |
| 24h volume | $146 | $9.12M |
| 24h change | +5.92% | +2.77% |
| 7d change | +23.50% | +8.30% |
| 24h high / low | $0.0496 / $0.0467 | $0.2401 / $0.2316 |
| All-time high | $10.64 | $9.12 |
| Market cap rank | #1677 | #149 |
What is the REF to XTZ exchange rate?
At the current market price, 1 REF ≈ 0.21292932 XTZ, and 1 XTZ ≈ 4.6964 REF. The rate moves with the market; the exact amount you receive is quoted from live liquidity in your wallet before you sign.
In size terms Ref Finance is the junior asset: it is valued at $4.84M against Tezos's $259.19M, a gap of about 54×. They currently rank #1677 and #149 among all cryptocurrencies. Day-on-day, REF printed +5.92% and XTZ printed +2.77%, meaning the exchange rate between them has moved in REF's favour. On a 7-day view the tape shows REF +23.50% and XTZ +8.30%. Daily turnover runs at $146 for REF and $9.12M for XTZ, so routed swaps between the two settle at market rates without moving the price. REF currently trades 99.5% below its all-time high, while XTZ sits 97.4% under its own peak.
REF to XTZ converter & price calculator
Indicative, based on current market prices. Get a live quote in the swap.
REF / XTZ conversion tables
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Live quote, net of DEX/bridge/gas fees. The final amount is confirmed in your wallet at execution.
Indicative estimate — the exact amount is confirmed in your wallet at execution.
About Ref Finance and Tezos
Ref Finance (REF) ranks #1677 by market capitalisation at $4.84M. Compared with its $10.64 all-time peak, it currently trades 99.5% lower. Circulating supply stands at 96.00M REF. REF has moved +23.50% week-on-week and +33.80% over 30 days. Daily turnover comes to $146.
With a total market value of $259.19M, Tezos (XTZ) sits at #149 among all cryptocurrencies. Compared with its $9.12 all-time peak, it currently trades 97.4% lower. There are currently 1.10B XTZ in circulation. XTZ has moved +8.30% week-on-week and +17.30% over 30 days. Its 24-hour trading volume is $9.12M.
How to convert REF to XTZ
- 1 Enter the amount of REF you want to convert — the swap widget on this page is prefilled with the REF → XTZ pair.
- 2 Connect a compatible wallet: MetaMask, OKX, Trust Wallet, TokenPocket, TronLink, UniSat, Phantom and others.
- 3 Review the quoted route — the estimated and minimum amount of XTZ you will receive, plus network, DEX and bridge fees, are all shown before you sign.
- 4 Confirm the transaction in your wallet and track the swap on the My transactions page until the funds arrive.
Other options to exchange XTZ
Convert any other cryptocurrency from REF
REF to XTZ FAQ
What is the REF to XTZ exchange rate?
1 REF is worth roughly 0.21292932 XTZ at the moment (inverted: 1 XTZ ≈ 4.6964 REF). This moves with the market; your wallet shows the exact executable amount before signing.
How to swap, exchange or convert REF to XTZ on SwitchFi?
Type in how much REF you're converting, connect a wallet, check the quoted REF→XTZ route and confirm in the wallet. The router compares DEX and bridge paths and settles without ever taking custody.
Is the REF to XTZ swap instant?
Same-chain swaps settle in seconds; cross-chain routes typically take a few minutes while the bridge confirms on both sides. You can track live status until the funds land.
Are there fees to convert REF to XTZ?
All costs — gas, DEX fees and any bridge fee — are included in the quote before you sign, along with the guaranteed minimum you'll receive. There are no account or custody charges.
Do I need an account to exchange REF for XTZ?
No account is needed. You connect a wallet, approve the swap and receive the funds directly — there is no registration or KYC step for on-chain swaps.
Market data by CoinGecko, cached server-side. Prices are informational — the exact swap rate is quoted at execution time.