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Coins / Ref Finance / REF → RAY
Ref Finance Raydium

Convert REF to RAY

1 REF ≈ 0.04606124 RAY

Swap Ref Finance (REF) to Raydium (RAY) at the best cross-chain rate. SwitchFi routes your REF → RAY exchange across the top DEXs and bridges and settles straight from your wallet — non-custodial, no account, no sign-up.

REF to RAY market data

Metric REF RAY
Price $0.05039 $1.09
Market cap $4.84M $295.27M
24h volume $146 $125.80M
24h change +5.92% +30.93%
7d change +23.50% +41.00%
24h high / low $0.0496 / $0.0467 $1.20 / $0.8303
All-time high $10.64 $16.83
Market cap rank #1677 #140

What is the REF to RAY exchange rate?

At the current market price, 1 REF ≈ 0.04606124 RAY, and 1 RAY ≈ 21.7102 REF. The rate moves with the market; the exact amount you receive is quoted from live liquidity in your wallet before you sign.

Ref Finance is the smaller side of this pair — Raydium's market capitalisation of $295.27M is roughly 61× larger than Ref Finance's $4.84M. On the overall leaderboard they sit at #1677 and #140 respectively. The last 24 hours put REF at +5.92% against +30.93% for RAY — the REF/RAY rate has moved in RAY's favour. Across the last 7 days the comparison reads +23.50% for REF versus +41.00% for RAY. Daily turnover runs at $146 for REF and $125.80M for RAY, so routed swaps between the two settle at market rates without moving the price. REF currently trades 99.5% below its all-time high, while RAY sits 93.5% under its own peak.

REF to RAY converter & price calculator

Indicative, based on current market prices. Get a live quote in the swap.

REF / RAY conversion tables

REF to RAY
0.1 REF0.00460612 RAY
0.5 REF0.02303062 RAY
1 REF0.04606124 RAY
5 REF0.23030622 RAY
10 REF0.46061243 RAY
50 REF2.3031 RAY
100 REF4.6061 RAY
500 REF23.0306 RAY
1000 REF46.0612 RAY
RAY to REF
0.1 RAY2.171 REF
0.5 RAY10.8551 REF
1 RAY21.7102 REF
5 RAY108.5511 REF
10 RAY217.1023 REF
50 RAY1085.51 REF
100 RAY2171.02 REF
500 RAY10855.11 REF
1000 RAY21710.23 REF
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Indicative estimate — the exact amount is confirmed in your wallet at execution.

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About Ref Finance and Raydium

Ref Finance (REF) ranks #1677 by market capitalisation at $4.84M. Compared with its $10.64 all-time peak, it currently trades 99.5% lower. Circulating supply stands at 96.00M REF. REF has moved +23.50% week-on-week and +33.80% over 30 days. Daily turnover comes to $146.

Raydium (RAY) ranks #140 by market capitalisation at $295.27M. It is trading 93.5% below its all-time high of $16.83. Supply-wise, 49% of the 555.00M RAY maximum (269.54M RAY) is on the market today. RAY has moved +41.00% week-on-week and +77.70% over 30 days. Daily turnover comes to $125.80M.

How to convert REF to RAY

  1. 1 Enter the amount of REF you want to convert — the swap widget on this page is prefilled with the REF → RAY pair.
  2. 2 Connect a compatible wallet: MetaMask, OKX, Trust Wallet, TokenPocket, TronLink, UniSat, Phantom and others.
  3. 3 Review the quoted route — the estimated and minimum amount of RAY you will receive, plus network, DEX and bridge fees, are all shown before you sign.
  4. 4 Confirm the transaction in your wallet and track the swap on the My transactions page until the funds arrive.

Other options to exchange RAY

Bitcoin Raydium BTC → RAY Bitcoin Ethereum Raydium ETH → RAY Ethereum Tether Raydium USDTEthereum → RAY Tether BNB Raydium BNB → RAY BNB XRP Raydium XRP → RAY XRP USDC Raydium USDCEthereum → RAY USDC Solana Raydium SOL → RAY Solana TRON Raydium TRX → RAY TRON Figure Heloc Raydium FIGR_HELOC → RAY Figure Heloc Zcash Raydium ZEC → RAY Zcash Hyperliquid Raydium HYPE → RAY Hyperliquid Dogecoin Raydium DOGE → RAY Dogecoin

Convert any other cryptocurrency from REF

Ref Finance Bitcoin REF → BTC Bitcoin Ref Finance Ethereum REF → ETH Ethereum Ref Finance Tether REF → USDTEthereum Tether Ref Finance BNB REF → BNB BNB Ref Finance XRP REF → XRP XRP Ref Finance USDC REF → USDCEthereum USDC Ref Finance Solana REF → SOL Solana Ref Finance TRON REF → TRX TRON Ref Finance Figure Heloc REF → FIGR_HELOC Figure Heloc Ref Finance Zcash REF → ZEC Zcash Ref Finance Hyperliquid REF → HYPE Hyperliquid Ref Finance Dogecoin REF → DOGE Dogecoin

REF to RAY FAQ

What is the REF to RAY exchange rate?

At current prices one REF converts to about 0.04606124 RAY, and one RAY to about 21.7102 REF. The figure tracks the market in real time — the binding rate is the one quoted at execution.

How to swap, exchange or convert REF to RAY on SwitchFi?

Enter the amount of REF you want to pay, connect your wallet, review the quote and confirm. SwitchFi routes the swap across DEXs and bridges to the best REF→RAY path — non-custodial, straight from your wallet.

Is the REF to RAY swap instant?

Speed depends on the route: same-chain trades are near-instant, while bridged cross-chain paths usually complete in a few minutes. Progress is trackable the whole way.

Are there fees to convert REF to RAY?

SwitchFi shows the network, DEX and bridge fees up front in the quote. You always see the minimum you'll receive before confirming — there are no hidden custody fees because you never give up control of your funds.

Do I need an account to exchange REF for RAY?

No account is needed. You connect a wallet, approve the swap and receive the funds directly — there is no registration or KYC step for on-chain swaps.

Market data by CoinGecko, cached server-side. Prices are informational — the exact swap rate is quoted at execution time.