Convert REF to PYUSDon Ethereum
Swap Ref Finance (REF) to PayPal USD (PYUSD) on Ethereum at the best cross-chain rate. SwitchFi routes your REF → PYUSD exchange across the top DEXs and bridges and settles straight from your wallet — non-custodial, no account, no sign-up.
REF to PYUSD market data
| Metric | REF | PYUSD · Ethereum |
|---|---|---|
| Price | $0.04864 | $1 |
| Market cap | $4.67M | $2.87B |
| 24h volume | $108 | $87.08M |
| 24h change | +11.94% | -0.02% |
| 7d change | +25.80% | +0.00% |
| 24h high / low | $0.04909 / $0.04166 | $1.00 / $0.9998 |
| All-time high | $10.64 | $1.02 |
| Market cap rank | #1687 | #35 |
What is the REF to PYUSD exchange rate?
At the current market price, 1 REF ≈ 0.04864402 PYUSD, and 1 PYUSD ≈ 20.5575 REF. The rate moves with the market; the exact amount you receive is quoted from live liquidity in your wallet before you sign.
Ref Finance is the smaller side of this pair — PayPal USD's market capitalisation of $2.87B is roughly 614× larger than Ref Finance's $4.67M. On the overall leaderboard they sit at #1687 and #35 respectively. Day-on-day, REF printed +11.94% and PYUSD printed -0.02%, meaning the exchange rate between them has moved in REF's favour. Zooming out to a week, REF has moved +25.80% while PYUSD has moved +0.00%. Daily turnover runs at $108 for REF and $87.08M for PYUSD, so routed swaps between the two settle at market rates without moving the price. Measured from record highs, REF is down 99.5% and PYUSD is down 2.0%.
REF to PYUSD converter & price calculator
Indicative, based on current market prices. Get a live quote in the swap.
REF / PYUSD conversion tables
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Live quote, net of DEX/bridge/gas fees. The final amount is confirmed in your wallet at execution.
Indicative estimate — the exact amount is confirmed in your wallet at execution.
About Ref Finance and PayPal USD
Ref Finance (REF) ranks #1687 by market capitalisation at $4.67M. Compared with its $10.64 all-time peak, it currently trades 99.5% lower. Circulating supply stands at 96.00M REF. REF has moved +25.80% week-on-week and +27.80% over 30 days. Daily turnover comes to $108.
With a total market value of $2.87B, PayPal USD (PYUSD) sits at #35 among all cryptocurrencies. The price sits 2.0% under the record high of $1.02. Circulating supply stands at 2.87B PYUSD. PYUSD has moved +0.00% week-on-week and +0.00% over 30 days. Its 24-hour trading volume is $87.08M.
How to convert REF to PYUSD
- 1 Enter the amount of REF you want to convert — the swap widget on this page is prefilled with the REF → PYUSD pair.
- 2 Connect a compatible wallet: MetaMask, OKX, Trust Wallet, TokenPocket, TronLink, UniSat, Phantom and others.
- 3 Review the quoted route — the estimated and minimum amount of PYUSD on Ethereum you will receive, plus network, DEX and bridge fees, are all shown before you sign.
- 4 Confirm the transaction in your wallet and track the swap on the My transactions page until the funds arrive.
Other options to exchange PYUSD
BTC → PYUSDEthereum
Bitcoin
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Ethereum
USDTEthereum → PYUSDEthereum
Tether
BNB → PYUSDEthereum
BNB
XRP → PYUSDEthereum
XRP
USDCEthereum → PYUSDEthereum
USDC
SOL → PYUSDEthereum
Solana
TRX → PYUSDEthereum
TRON
FIGR_HELOC → PYUSDEthereum
Figure Heloc
HYPE → PYUSDEthereum
Hyperliquid
ZEC → PYUSDEthereum
Zcash
DOGE → PYUSDEthereum
Dogecoin
Convert any other cryptocurrency from REF
REF to PYUSD FAQ
What is the REF to PYUSD exchange rate?
Right now 1 REF ≈ 0.04864402 PYUSD (and 1 PYUSD ≈ 20.5575 REF). Rates update continuously from live market data; the exact amount you receive is quoted in your wallet before you sign.
How to swap, exchange or convert REF to PYUSD on SwitchFi?
Enter the amount of REF you want to pay, connect your wallet, review the quote and confirm. SwitchFi routes the swap across DEXs and bridges to the best REF→PYUSD path — non-custodial, straight from your wallet.
Is the REF to PYUSD swap instant?
If both assets live on the same chain the swap confirms within seconds. Cross-chain conversions add a few minutes of bridge confirmation time, with live status tracking throughout.
Are there fees to convert REF to PYUSD?
SwitchFi shows the network, DEX and bridge fees up front in the quote. You always see the minimum you'll receive before confirming — there are no hidden custody fees because you never give up control of your funds.
Do I need an account to exchange REF for PYUSD?
No. SwitchFi is a non-custodial router — connect a compatible wallet and swap. No sign-up, no KYC to use the on-chain swap.
Market data by CoinGecko, cached server-side. Prices are informational — the exact swap rate is quoted at execution time.