SwitchFi
Coins / Ref Finance / REF → NEAR
Ref Finance NEAR Protocol

Convert REF to NEAR

1 REF ≈ 0.02114516 NEAR

Swap Ref Finance (REF) to NEAR Protocol (NEAR) at the best cross-chain rate. SwitchFi routes your REF → NEAR exchange across the top DEXs and bridges and settles straight from your wallet — non-custodial, no account, no sign-up.

REF to NEAR market data

Metric REF NEAR
Price $0.04758 $2.25
Market cap $4.57M $2.93B
24h volume $105 $557.60M
24h change +9.48% +12.43%
7d change +23.00% +25.20%
24h high / low $0.04909 / $0.04166 $2.29 / $1.91
All-time high $10.64 $20.44
Market cap rank #1696 #34

What is the REF to NEAR exchange rate?

At the current market price, 1 REF ≈ 0.02114516 NEAR, and 1 NEAR ≈ 47.2922 REF. The rate moves with the market; the exact amount you receive is quoted from live liquidity in your wallet before you sign.

Ref Finance is the smaller side of this pair — NEAR Protocol's market capitalisation of $2.93B is roughly 642× larger than Ref Finance's $4.57M. They currently rank #1696 and #34 among all cryptocurrencies. Over the past 24 hours REF is +9.48% while NEAR is +12.43%, so the REF/NEAR rate has moved in NEAR's favour. Zooming out to a week, REF has moved +23.00% while NEAR has moved +25.20%. Liquidity is ample on both legs — REF trades $105 a day and NEAR trades $557.60M — so conversions execute at market rates. Measured from record highs, REF is down 99.6% and NEAR is down 89.0%.

REF to NEAR converter & price calculator

Indicative, based on current market prices. Get a live quote in the swap.

REF / NEAR conversion tables

REF to NEAR
0.1 REF0.00211452 NEAR
0.5 REF0.01057258 NEAR
1 REF0.02114516 NEAR
5 REF0.10572578 NEAR
10 REF0.21145156 NEAR
50 REF1.0573 NEAR
100 REF2.1145 NEAR
500 REF10.5726 NEAR
1000 REF21.1452 NEAR
NEAR to REF
0.1 NEAR4.7292 REF
0.5 NEAR23.6461 REF
1 NEAR47.2922 REF
5 NEAR236.4608 REF
10 NEAR472.9216 REF
50 NEAR2364.61 REF
100 NEAR4729.22 REF
500 NEAR23646.08 REF
1000 NEAR47292.16 REF
Instant exchange
You pay
You receive · estimated
≈
Estimated. Exact route & fees are confirmed in your wallet before you sign.
Slippage tolerance%
%

You spend
$
You get · estimated
≈

Amounts include provider fees; ★ marks the best-value payment method. Checkout opens securely on the provider's site and is pre-filled with your connected wallet.

Select currency
Select token & network
Loading tokens…
No tokens match.
Loading tokens…
Select network
No network matches “”.
Unverified token

() on is not verified and may be a scam or an impostor of a well-known token. You could end up with a token you can't sell.

Contract address — check it's the real one

This browser has no crypto wallet. Pick your wallet app — SwitchFi will open inside its built-in browser, where you can connect.

The app didn't open — it may not be installed. You can still use SwitchFi from any wallet app:

  1. 1Open your wallet app (MetaMask, OKX, TokenPocket, TronLink…).
  2. 2Find the Browser / Discover / DApp tab.
  3. 3Paste this address and open it:
Choose a wallet

You have more than one wallet installed. Pick the one to connect.

≈
You pay ·
You receive (est.)≈ ·
Minimum received
Max slippage%
Route
Recipient

Fetching live quote…

Live quote, net of DEX/bridge/gas fees. The final amount is confirmed in your wallet at execution.

Indicative estimate — the exact amount is confirmed in your wallet at execution.

Swap submitted

View my transactions

About Ref Finance and NEAR Protocol

Ref Finance (REF) ranks #1696 by market capitalisation at $4.57M. Compared with its $10.64 all-time peak, it currently trades 99.6% lower. Circulating supply stands at 96.00M REF. REF has moved +23.00% week-on-week and +21.60% over 30 days. Daily turnover comes to $105.

NEAR Protocol (NEAR) ranks #34 by market capitalisation at $2.93B. The price sits 89.0% under the record high of $20.44. Circulating supply stands at 1.31B NEAR. Recent performance reads +25.20% over 7 days and +30.60% over the past month for NEAR. Its 24-hour trading volume is $557.60M.

How to convert REF to NEAR

  1. 1 Enter the amount of REF you want to convert — the swap widget on this page is prefilled with the REF → NEAR pair.
  2. 2 Connect a compatible wallet: MetaMask, OKX, Trust Wallet, TokenPocket, TronLink, UniSat, Phantom and others.
  3. 3 Review the quoted route — the estimated and minimum amount of NEAR you will receive, plus network, DEX and bridge fees, are all shown before you sign.
  4. 4 Confirm the transaction in your wallet and track the swap on the My transactions page until the funds arrive.

Other options to exchange NEAR

Bitcoin NEAR Protocol BTC → NEAR Bitcoin Ethereum NEAR Protocol ETH → NEAR Ethereum Tether NEAR Protocol USDTEthereum → NEAR Tether BNB NEAR Protocol BNB → NEAR BNB XRP NEAR Protocol XRP → NEAR XRP USDC NEAR Protocol USDCEthereum → NEAR USDC Solana NEAR Protocol SOL → NEAR Solana TRON NEAR Protocol TRX → NEAR TRON Figure Heloc NEAR Protocol FIGR_HELOC → NEAR Figure Heloc Hyperliquid NEAR Protocol HYPE → NEAR Hyperliquid Zcash NEAR Protocol ZEC → NEAR Zcash Dogecoin NEAR Protocol DOGE → NEAR Dogecoin

Convert any other cryptocurrency from REF

Ref Finance Bitcoin REF → BTC Bitcoin Ref Finance Ethereum REF → ETH Ethereum Ref Finance Tether REF → USDTEthereum Tether Ref Finance BNB REF → BNB BNB Ref Finance XRP REF → XRP XRP Ref Finance USDC REF → USDCEthereum USDC Ref Finance Solana REF → SOL Solana Ref Finance TRON REF → TRX TRON Ref Finance Figure Heloc REF → FIGR_HELOC Figure Heloc Ref Finance Hyperliquid REF → HYPE Hyperliquid Ref Finance Zcash REF → ZEC Zcash Ref Finance Dogecoin REF → DOGE Dogecoin

REF to NEAR FAQ

What is the REF to NEAR exchange rate?

At current prices one REF converts to about 0.02114516 NEAR, and one NEAR to about 47.2922 REF. The figure tracks the market in real time — the binding rate is the one quoted at execution.

How to swap, exchange or convert REF to NEAR on SwitchFi?

Type in how much REF you're converting, connect a wallet, check the quoted REF→NEAR route and confirm in the wallet. The router compares DEX and bridge paths and settles without ever taking custody.

Is the REF to NEAR swap instant?

If both assets live on the same chain the swap confirms within seconds. Cross-chain conversions add a few minutes of bridge confirmation time, with live status tracking throughout.

Are there fees to convert REF to NEAR?

All costs — gas, DEX fees and any bridge fee — are included in the quote before you sign, along with the guaranteed minimum you'll receive. There are no account or custody charges.

Do I need an account to exchange REF for NEAR?

No. SwitchFi is a non-custodial router — connect a compatible wallet and swap. No sign-up, no KYC to use the on-chain swap.

Market data by CoinGecko, cached server-side. Prices are informational — the exact swap rate is quoted at execution time.