SwitchFi
Coins / Ref Finance / REF → ZRO
Ref Finance LayerZero

Convert REF to ZROon Ethereum

1 REF ≈ 0.04525228 ZRO

Swap Ref Finance (REF) to LayerZero (ZRO) on Ethereum at the best cross-chain rate. SwitchFi routes your REF → ZRO exchange across the top DEXs and bridges and settles straight from your wallet — non-custodial, no account, no sign-up.

REF to ZRO market data

Metric REF ZRO · Ethereum
Price $0.04837 $1.07
Market cap $4.64M $377.65M
24h volume $115 $32.89M
24h change -0.30% +2.10%
7d change +19.20% -0.60%
24h high / low $0.04899 / $0.0467 $1.09 / $1.04
All-time high $10.64 $7.47
Market cap rank #1700 #119

What is the REF to ZRO exchange rate?

At the current market price, 1 REF ≈ 0.04525228 ZRO, and 1 ZRO ≈ 22.0983 REF. The rate moves with the market; the exact amount you receive is quoted from live liquidity in your wallet before you sign.

LayerZero carries the larger market value of the two — $377.65M versus $4.64M for Ref Finance. They currently rank #1700 and #119 among all cryptocurrencies. The last 24 hours put REF at -0.30% against +2.10% for ZRO — the REF/ZRO rate has moved in ZRO's favour. Zooming out to a week, REF has moved +19.20% while ZRO has moved -0.60%. Liquidity is ample on both legs — REF trades $115 a day and ZRO trades $32.89M — so conversions execute at market rates. REF currently trades 99.5% below its all-time high, while ZRO sits 85.7% under its own peak.

REF to ZRO converter & price calculator

Indicative, based on current market prices. Get a live quote in the swap.

REF / ZRO conversion tables

REF to ZRO
0.1 REF0.00452523 ZRO
0.5 REF0.02262614 ZRO
1 REF0.04525228 ZRO
5 REF0.22626141 ZRO
10 REF0.45252283 ZRO
50 REF2.2626 ZRO
100 REF4.5252 ZRO
500 REF22.6261 ZRO
1000 REF45.2523 ZRO
ZRO to REF
0.1 ZRO2.2098 REF
0.5 ZRO11.0492 REF
1 ZRO22.0983 REF
5 ZRO110.4917 REF
10 ZRO220.9833 REF
50 ZRO1104.92 REF
100 ZRO2209.83 REF
500 ZRO11049.17 REF
1000 ZRO22098.33 REF
Instant exchange
You pay
You receive · estimated
≈
Estimated. Exact route & fees are confirmed in your wallet before you sign.
Slippage tolerance%
%

You spend
$
You get · estimated
≈

Amounts include provider fees; ★ marks the best-value payment method. Checkout opens securely on the provider's site and is pre-filled with your connected wallet.

Select currency
Select token & network
Loading tokens…
No tokens match.
Loading tokens…
Select network
No network matches “”.
Unverified token

() on is not verified and may be a scam or an impostor of a well-known token. You could end up with a token you can't sell.

Contract address — check it's the real one

This browser has no crypto wallet. Pick your wallet app — SwitchFi will open inside its built-in browser, where you can connect.

The app didn't open — it may not be installed. You can still use SwitchFi from any wallet app:

  1. 1Open your wallet app (MetaMask, OKX, TokenPocket, TronLink…).
  2. 2Find the Browser / Discover / DApp tab.
  3. 3Paste this address and open it:
Choose a wallet

You have more than one wallet installed. Pick the one to connect.

≈
You pay ·
You receive (est.)≈ ·
Minimum received
Max slippage%
Route
Recipient

Fetching live quote…

Live quote, net of DEX/bridge/gas fees. The final amount is confirmed in your wallet at execution.

Indicative estimate — the exact amount is confirmed in your wallet at execution.

Swap submitted

View my transactions

About Ref Finance and LayerZero

Ref Finance (REF) ranks #1700 by market capitalisation at $4.64M. Compared with its $10.64 all-time peak, it currently trades 99.5% lower. Circulating supply stands at 96.00M REF. REF has moved +19.20% week-on-week and +29.00% over 30 days. Daily turnover comes to $115.

LayerZero (ZRO) ranks #119 by market capitalisation at $377.65M. It is trading 85.7% below its all-time high of $7.47. Of a maximum supply of 1.00B ZRO, 353.31M ZRO (35%) is already in circulation. Over the last 7 days ZRO is -0.60%, and +30.00% across 30 days. Daily turnover comes to $32.89M.

How to convert REF to ZRO

  1. 1 Enter the amount of REF you want to convert — the swap widget on this page is prefilled with the REF → ZRO pair.
  2. 2 Connect a compatible wallet: MetaMask, OKX, Trust Wallet, TokenPocket, TronLink, UniSat, Phantom and others.
  3. 3 Review the quoted route — the estimated and minimum amount of ZRO on Ethereum you will receive, plus network, DEX and bridge fees, are all shown before you sign.
  4. 4 Confirm the transaction in your wallet and track the swap on the My transactions page until the funds arrive.

Other options to exchange ZRO

Bitcoin LayerZero BTC → ZROEthereum Bitcoin Ethereum LayerZero ETH → ZROEthereum Ethereum Tether LayerZero USDTEthereum → ZROEthereum Tether BNB LayerZero BNB → ZROEthereum BNB XRP LayerZero XRP → ZROEthereum XRP USDC LayerZero USDCEthereum → ZROEthereum USDC Solana LayerZero SOL → ZROEthereum Solana TRON LayerZero TRX → ZROEthereum TRON Figure Heloc LayerZero FIGR_HELOC → ZROEthereum Figure Heloc Zcash LayerZero ZEC → ZROEthereum Zcash Hyperliquid LayerZero HYPE → ZROEthereum Hyperliquid Dogecoin LayerZero DOGE → ZROEthereum Dogecoin

Convert any other cryptocurrency from REF

Ref Finance Bitcoin REF → BTC Bitcoin Ref Finance Ethereum REF → ETH Ethereum Ref Finance Tether REF → USDTEthereum Tether Ref Finance BNB REF → BNB BNB Ref Finance XRP REF → XRP XRP Ref Finance USDC REF → USDCEthereum USDC Ref Finance Solana REF → SOL Solana Ref Finance TRON REF → TRX TRON Ref Finance Figure Heloc REF → FIGR_HELOC Figure Heloc Ref Finance Zcash REF → ZEC Zcash Ref Finance Hyperliquid REF → HYPE Hyperliquid Ref Finance Dogecoin REF → DOGE Dogecoin

REF to ZRO FAQ

What is the REF to ZRO exchange rate?

1 REF is worth roughly 0.04525228 ZRO at the moment (inverted: 1 ZRO ≈ 22.0983 REF). This moves with the market; your wallet shows the exact executable amount before signing.

How to swap, exchange or convert REF to ZRO on SwitchFi?

Three steps: set the REF amount, connect your wallet, then approve the best quoted REF→ZRO route. Funds move wallet-to-wallet — SwitchFi never holds them.

Is the REF to ZRO swap instant?

If both assets live on the same chain the swap confirms within seconds. Cross-chain conversions add a few minutes of bridge confirmation time, with live status tracking throughout.

Are there fees to convert REF to ZRO?

All costs — gas, DEX fees and any bridge fee — are included in the quote before you sign, along with the guaranteed minimum you'll receive. There are no account or custody charges.

Do I need an account to exchange REF for ZRO?

No account is needed. You connect a wallet, approve the swap and receive the funds directly — there is no registration or KYC step for on-chain swaps.

Market data by CoinGecko, cached server-side. Prices are informational — the exact swap rate is quoted at execution time.