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Coins / Ref Finance / REF → USDE
Ref Finance Ethena USDe

Convert REF to USDEon Ethereum

1 REF ≈ 0.04758063 USDE

Swap Ref Finance (REF) to Ethena USDe (USDE) on Ethereum at the best cross-chain rate. SwitchFi routes your REF → USDE exchange across the top DEXs and bridges and settles straight from your wallet — non-custodial, no account, no sign-up.

REF to USDE market data

Metric REF USDE · Ethereum
Price $0.04757 $0.9999
Market cap $4.57M $4.34B
24h volume $109 $84.39M
24h change +10.18% +0.01%
7d change +22.40% +0.00%
24h high / low $0.04909 / $0.04166 $1.00 / $0.9997
All-time high $10.64 $1.03
Market cap rank #1692 #23

What is the REF to USDE exchange rate?

At the current market price, 1 REF ≈ 0.04758063 USDE, and 1 USDE ≈ 21.017 REF. The rate moves with the market; the exact amount you receive is quoted from live liquidity in your wallet before you sign.

Ref Finance is the smaller side of this pair — Ethena USDe's market capitalisation of $4.34B is roughly 949× larger than Ref Finance's $4.57M. On the overall leaderboard they sit at #1692 and #23 respectively. The last 24 hours put REF at +10.18% against +0.01% for USDE — the REF/USDE rate has moved in REF's favour. Zooming out to a week, REF has moved +22.40% while USDE has moved +0.00%. Daily turnover runs at $109 for REF and $84.39M for USDE, so routed swaps between the two settle at market rates without moving the price. REF currently trades 99.6% below its all-time high, while USDE sits 3.3% under its own peak.

REF to USDE converter & price calculator

Indicative, based on current market prices. Get a live quote in the swap.

REF / USDE conversion tables

REF to USDE
0.1 REF0.00475806 USDE
0.5 REF0.02379031 USDE
1 REF0.04758063 USDE
5 REF0.23790315 USDE
10 REF0.4758063 USDE
50 REF2.379 USDE
100 REF4.7581 USDE
500 REF23.7903 USDE
1000 REF47.5806 USDE
USDE to REF
0.1 USDE2.1017 REF
0.5 USDE10.5085 REF
1 USDE21.017 REF
5 USDE105.0848 REF
10 USDE210.1696 REF
50 USDE1050.85 REF
100 USDE2101.7 REF
500 USDE10508.48 REF
1000 USDE21016.96 REF
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About Ref Finance and Ethena USDe

Ref Finance (REF) ranks #1692 by market capitalisation at $4.57M. Compared with its $10.64 all-time peak, it currently trades 99.6% lower. Circulating supply stands at 96.00M REF. REF has moved +22.40% week-on-week and +21.60% over 30 days. Daily turnover comes to $109.

With a total market value of $4.34B, Ethena USDe (USDE) sits at #23 among all cryptocurrencies. The price sits 3.3% under the record high of $1.03. There are currently 4.34B USDE in circulation. Over the last 7 days USDE is +0.00%, and +0.00% across 30 days. Around $84.39M of USDE changes hands every 24 hours.

How to convert REF to USDE

  1. 1 Enter the amount of REF you want to convert — the swap widget on this page is prefilled with the REF → USDE pair.
  2. 2 Connect a compatible wallet: MetaMask, OKX, Trust Wallet, TokenPocket, TronLink, UniSat, Phantom and others.
  3. 3 Review the quoted route — the estimated and minimum amount of USDE on Ethereum you will receive, plus network, DEX and bridge fees, are all shown before you sign.
  4. 4 Confirm the transaction in your wallet and track the swap on the My transactions page until the funds arrive.

Other options to exchange USDE

Bitcoin Ethena USDe BTC → USDEEthereum Bitcoin Ethereum Ethena USDe ETH → USDEEthereum Ethereum Tether Ethena USDe USDTEthereum → USDEEthereum Tether BNB Ethena USDe BNB → USDEEthereum BNB XRP Ethena USDe XRP → USDEEthereum XRP USDC Ethena USDe USDCEthereum → USDEEthereum USDC Solana Ethena USDe SOL → USDEEthereum Solana TRON Ethena USDe TRX → USDEEthereum TRON Figure Heloc Ethena USDe FIGR_HELOC → USDEEthereum Figure Heloc Hyperliquid Ethena USDe HYPE → USDEEthereum Hyperliquid Zcash Ethena USDe ZEC → USDEEthereum Zcash Dogecoin Ethena USDe DOGE → USDEEthereum Dogecoin

Convert any other cryptocurrency from REF

Ref Finance Bitcoin REF → BTC Bitcoin Ref Finance Ethereum REF → ETH Ethereum Ref Finance Tether REF → USDTEthereum Tether Ref Finance BNB REF → BNB BNB Ref Finance XRP REF → XRP XRP Ref Finance USDC REF → USDCEthereum USDC Ref Finance Solana REF → SOL Solana Ref Finance TRON REF → TRX TRON Ref Finance Figure Heloc REF → FIGR_HELOC Figure Heloc Ref Finance Hyperliquid REF → HYPE Hyperliquid Ref Finance Zcash REF → ZEC Zcash Ref Finance Dogecoin REF → DOGE Dogecoin

REF to USDE FAQ

What is the REF to USDE exchange rate?

1 REF is worth roughly 0.04758063 USDE at the moment (inverted: 1 USDE ≈ 21.017 REF). This moves with the market; your wallet shows the exact executable amount before signing.

How to swap, exchange or convert REF to USDE on SwitchFi?

Enter the amount of REF you want to pay, connect your wallet, review the quote and confirm. SwitchFi routes the swap across DEXs and bridges to the best REF→USDE path — non-custodial, straight from your wallet.

Is the REF to USDE swap instant?

If both assets live on the same chain the swap confirms within seconds. Cross-chain conversions add a few minutes of bridge confirmation time, with live status tracking throughout.

Are there fees to convert REF to USDE?

All costs — gas, DEX fees and any bridge fee — are included in the quote before you sign, along with the guaranteed minimum you'll receive. There are no account or custody charges.

Do I need an account to exchange REF for USDE?

No account is needed. You connect a wallet, approve the swap and receive the funds directly — there is no registration or KYC step for on-chain swaps.

Market data by CoinGecko, cached server-side. Prices are informational — the exact swap rate is quoted at execution time.