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Coins / Ref Finance / REF → CHIP
Ref Finance USD.AI

Convert REF to CHIPon Ethereum

1 REF ≈ 0.8038411 CHIP

Swap Ref Finance (REF) to USD.AI (CHIP) on Ethereum at the best cross-chain rate. SwitchFi routes your REF → CHIP exchange across the top DEXs and bridges and settles straight from your wallet — non-custodial, no account, no sign-up.

REF to CHIP market data

Metric REF CHIP · Ethereum
Price $0.04783 $0.0595
Market cap $4.59M $118.84M
24h volume $195 $28.11M
24h change +11.70% +10.08%
7d change +18.70% +45.70%
24h high / low $0.04909 / $0.04334 $0.06043 / $0.05248
All-time high $10.64 $0.1402
Market cap rank #1716 #241

What is the REF to CHIP exchange rate?

At the current market price, 1 REF ≈ 0.8038411 CHIP, and 1 CHIP ≈ 1.244 REF. The rate moves with the market; the exact amount you receive is quoted from live liquidity in your wallet before you sign.

USD.AI carries the larger market value of the two — $118.84M versus $4.59M for Ref Finance. They currently rank #1716 and #241 among all cryptocurrencies. Over the past 24 hours REF is +11.70% while CHIP is +10.08%, so the REF/CHIP rate has moved in REF's favour. Zooming out to a week, REF has moved +18.70% while CHIP has moved +45.70%. Liquidity is ample on both legs — REF trades $195 a day and CHIP trades $28.11M — so conversions execute at market rates. REF currently trades 99.6% below its all-time high, while CHIP sits 57.6% under its own peak.

REF to CHIP converter & price calculator

Indicative, based on current market prices. Get a live quote in the swap.

REF / CHIP conversion tables

REF to CHIP
0.1 REF0.08038411 CHIP
0.5 REF0.40192055 CHIP
1 REF0.8038411 CHIP
5 REF4.0192 CHIP
10 REF8.0384 CHIP
50 REF40.1921 CHIP
100 REF80.3841 CHIP
500 REF401.9205 CHIP
1000 REF803.8411 CHIP
CHIP to REF
0.1 CHIP0.1244027 REF
0.5 CHIP0.62201348 REF
1 CHIP1.244 REF
5 CHIP6.2201 REF
10 CHIP12.4403 REF
50 CHIP62.2013 REF
100 CHIP124.4027 REF
500 CHIP622.0135 REF
1000 CHIP1244.03 REF
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About Ref Finance and USD.AI

Ref Finance (REF) ranks #1716 by market capitalisation at $4.59M. Compared with its $10.64 all-time peak, it currently trades 99.6% lower. Circulating supply stands at 96.00M REF. REF has moved +18.70% week-on-week and +24.10% over 30 days. Daily turnover comes to $195.

With a total market value of $118.84M, USD.AI (CHIP) sits at #241 among all cryptocurrencies. The price sits 57.6% under the record high of $0.1402. Supply-wise, 20% of the 10.00B CHIP maximum (2.00B CHIP) is on the market today. CHIP has moved +45.70% week-on-week and +141.30% over 30 days. Its 24-hour trading volume is $28.11M.

How to convert REF to CHIP

  1. 1 Enter the amount of REF you want to convert — the swap widget on this page is prefilled with the REF → CHIP pair.
  2. 2 Connect a compatible wallet: MetaMask, OKX, Trust Wallet, TokenPocket, TronLink, UniSat, Phantom and others.
  3. 3 Review the quoted route — the estimated and minimum amount of CHIP on Ethereum you will receive, plus network, DEX and bridge fees, are all shown before you sign.
  4. 4 Confirm the transaction in your wallet and track the swap on the My transactions page until the funds arrive.

Other options to exchange CHIP

Bitcoin USD.AI BTC → CHIPEthereum Bitcoin Ethereum USD.AI ETH → CHIPEthereum Ethereum Tether USD.AI USDTEthereum → CHIPEthereum Tether BNB USD.AI BNB → CHIPEthereum BNB XRP USD.AI XRP → CHIPEthereum XRP USDC USD.AI USDCEthereum → CHIPEthereum USDC Solana USD.AI SOL → CHIPEthereum Solana TRON USD.AI TRX → CHIPEthereum TRON Figure Heloc USD.AI FIGR_HELOC → CHIPEthereum Figure Heloc Hyperliquid USD.AI HYPE → CHIPEthereum Hyperliquid Zcash USD.AI ZEC → CHIPEthereum Zcash Dogecoin USD.AI DOGE → CHIPEthereum Dogecoin

Convert any other cryptocurrency from REF

Ref Finance Bitcoin REF → BTC Bitcoin Ref Finance Ethereum REF → ETH Ethereum Ref Finance Tether REF → USDTEthereum Tether Ref Finance BNB REF → BNB BNB Ref Finance XRP REF → XRP XRP Ref Finance USDC REF → USDCEthereum USDC Ref Finance Solana REF → SOL Solana Ref Finance TRON REF → TRX TRON Ref Finance Figure Heloc REF → FIGR_HELOC Figure Heloc Ref Finance Hyperliquid REF → HYPE Hyperliquid Ref Finance Zcash REF → ZEC Zcash Ref Finance Dogecoin REF → DOGE Dogecoin

REF to CHIP FAQ

What is the REF to CHIP exchange rate?

At current prices one REF converts to about 0.8038411 CHIP, and one CHIP to about 1.244 REF. The figure tracks the market in real time — the binding rate is the one quoted at execution.

How to swap, exchange or convert REF to CHIP on SwitchFi?

Type in how much REF you're converting, connect a wallet, check the quoted REF→CHIP route and confirm in the wallet. The router compares DEX and bridge paths and settles without ever taking custody.

Is the REF to CHIP swap instant?

Same-chain swaps settle in seconds; cross-chain routes typically take a few minutes while the bridge confirms on both sides. You can track live status until the funds land.

Are there fees to convert REF to CHIP?

SwitchFi shows the network, DEX and bridge fees up front in the quote. You always see the minimum you'll receive before confirming — there are no hidden custody fees because you never give up control of your funds.

Do I need an account to exchange REF for CHIP?

No account is needed. You connect a wallet, approve the swap and receive the funds directly — there is no registration or KYC step for on-chain swaps.

Market data by CoinGecko, cached server-side. Prices are informational — the exact swap rate is quoted at execution time.