Convert REF to APYUSDon Ethereum
Swap Ref Finance (REF) to apyUSD (APYUSD) on Ethereum at the best cross-chain rate. SwitchFi routes your REF → APYUSD exchange across the top DEXs and bridges and settles straight from your wallet — non-custodial, no account, no sign-up.
REF to APYUSD market data
| Metric | REF | APYUSD · Ethereum |
|---|---|---|
| Price | $0.04792 | $1.37 |
| Market cap | $4.60M | $186.71M |
| 24h volume | $110 | $112,206 |
| 24h change | +1.80% | -0.38% |
| 7d change | +18.40% | +0.00% |
| 24h high / low | $0.04909 / $0.0467 | $1.37 / $1.37 |
| All-time high | $10.64 | $4,800 |
| Market cap rank | #1708 | #183 |
What is the REF to APYUSD exchange rate?
At the current market price, 1 REF ≈ 0.03497745 APYUSD, and 1 APYUSD ≈ 28.5898 REF. The rate moves with the market; the exact amount you receive is quoted from live liquidity in your wallet before you sign.
apyUSD carries the larger market value of the two — $186.71M versus $4.60M for Ref Finance. REF holds rank #1708 while APYUSD holds #183 by market capitalisation. The last 24 hours put REF at +1.80% against -0.38% for APYUSD — the REF/APYUSD rate has moved in REF's favour. Zooming out to a week, REF has moved +18.40% while APYUSD has moved +0.00%. Daily turnover runs at $110 for REF and $112,206 for APYUSD, so routed swaps between the two settle at market rates without moving the price. Measured from record highs, REF is down 99.5% and APYUSD is down 100.0%.
REF to APYUSD converter & price calculator
Indicative, based on current market prices. Get a live quote in the swap.
REF / APYUSD conversion tables
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Live quote, net of DEX/bridge/gas fees. The final amount is confirmed in your wallet at execution.
Indicative estimate — the exact amount is confirmed in your wallet at execution.
About Ref Finance and apyUSD
Ref Finance (REF) ranks #1708 by market capitalisation at $4.60M. Compared with its $10.64 all-time peak, it currently trades 99.5% lower. Circulating supply stands at 96.00M REF. REF has moved +18.40% week-on-week and +27.80% over 30 days. Daily turnover comes to $110.
apyUSD (APYUSD) is the #183 cryptocurrency by market cap, worth $186.71M in aggregate. Compared with its $4,800 all-time peak, it currently trades 100.0% lower. Circulating supply stands at 136.56M APYUSD. APYUSD has moved +0.00% week-on-week and +4.80% over 30 days. Around $112,206 of APYUSD changes hands every 24 hours.
How to convert REF to APYUSD
- 1 Enter the amount of REF you want to convert — the swap widget on this page is prefilled with the REF → APYUSD pair.
- 2 Connect a compatible wallet: MetaMask, OKX, Trust Wallet, TokenPocket, TronLink, UniSat, Phantom and others.
- 3 Review the quoted route — the estimated and minimum amount of APYUSD on Ethereum you will receive, plus network, DEX and bridge fees, are all shown before you sign.
- 4 Confirm the transaction in your wallet and track the swap on the My transactions page until the funds arrive.
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Convert any other cryptocurrency from REF
REF to APYUSD FAQ
What is the REF to APYUSD exchange rate?
At current prices one REF converts to about 0.03497745 APYUSD, and one APYUSD to about 28.5898 REF. The figure tracks the market in real time — the binding rate is the one quoted at execution.
How to swap, exchange or convert REF to APYUSD on SwitchFi?
Three steps: set the REF amount, connect your wallet, then approve the best quoted REF→APYUSD route. Funds move wallet-to-wallet — SwitchFi never holds them.
Is the REF to APYUSD swap instant?
Speed depends on the route: same-chain trades are near-instant, while bridged cross-chain paths usually complete in a few minutes. Progress is trackable the whole way.
Are there fees to convert REF to APYUSD?
The usual on-chain costs apply (network gas plus DEX/bridge fees), but they're disclosed inside the quote together with the minimum received. Nothing is charged for accounts or custody.
Do I need an account to exchange REF for APYUSD?
No. SwitchFi is a non-custodial router — connect a compatible wallet and swap. No sign-up, no KYC to use the on-chain swap.
Market data by CoinGecko, cached server-side. Prices are informational — the exact swap rate is quoted at execution time.